If a collection is removed from my credi
If a collection is removed from my credit report and it still has a balance, do I still owe it? This is a great question! Items that are verified and are yours can be removed if they are not being reported accurately. But this does NOT remove the legal liability that you still owe the debt! So the collection agency can still call you and try to collect the debt even though its been removed from your report. You may also want to check the SOL or statue of limitations for the debt in your state. If you have any questions about it just send us an email at info@usccra.com.
If a collection is removed from my credi
If a collection is removed from my credit report and it still has a balance, do I still owe it? This is a great question! Items that are verified and are yours can be removed if they are not being reported accurately. But this does NOT remove the legal liability that you still owe the debt! So the collection agency can still call you and try to collect the debt even though its been removed from your report. You may also want to check the SOL or statue of limitations for the debt in your state. If you have any questions about it just send us an email at info@usccra.com.
How does a foreclosure affect my credit
How does a foreclosure affect my credit score and how soon can i purchase a home again? USCCRA is getting that question allot. For a free “waiting period guidelines just email us at info@usccra.com. The bad news is foreclosures may hit 3.5 million people and this wave it mostly attributed to lost jobs in the economy. The next wave? Over 300 billion in adjustable rate loans will reset to higher payments over the next 12-24 months. If you would like a free credit report review or have debt or credit questions visit our site at http://www.usccra.com or email us at inof@usccra.com
Want to give your friends, family and cl
Want to give your friends, family and clients a free gift that can save them hundreds of dollars? Its easy and free. Just send them to http://www.myfreegifttoyou.org Its a 15-55% discount prescription drug card and pet card. Over 50 million americans are without or under insured today. My wife and i are giving these away and helping those who had to choose between eating or getting there monthly medications. Some are saving hundreds of dollars a month! You can print the card off the website and use it or refer to a friend right off the site! Its easy, free and a great way to give back. Happy Thanksgiving to all.
True or False – The credit score i get o
True or False – The credit score i get online is the same as a mortgage broker or an car dealer. False. The mortgage scores are weighted differently as are the automotive loan industry. Think about it, a loan for $150,000 on a home over 30 years is much more of a risk than a TV or some furniture loan paid over 1-2 years. To find out where to get your mortgage scores (if you need to know) just email us at info@usccra.com or visit http://www.usccra.com
Should I pay my credit cards in full eac
Should I pay my credit cards in full each month for the best score? Yes its best to keep your balances as low as possible. If you are paying them off in full each month you might want to leave a small balance once in a while. If you have open inactive accounts you might want to use them every 6 months or so. Many of the creditors are closing accounts if they are not used. Many Credit Card companies are also lowering your “high credit limit” which is lowering your scores. Questions? email us at info@usccra.com or http://www.usccra.com
True or False – Your credit score is onl
True or False – Your credit score is only looked at when you are borrowing money? False, your score is constantly changing with each new piece up updated information that’s reported. Its like a snapshot from a camera and your credit picture can change positively or negatively in an instant. Haven’t checked your score lately? Email us at info@usccra.com for a free report on how you can monitor your credit for free. More info is available at http://www.usccra.com
