Credit Witness

Credit related lawsuits surge as true Credit Expert Witness’s are hard to come by.

We are seeing record bankrupties, foreclosures, short sales and job losses contributing to an economy in the past few years that is causing credit related lawsuits to be filed at record pace.  We have some of the largest banks in the world failing, home values dropping and new lending guidlines that require higer FICO scores to qualify for a home mortgage.

And lets not forget the number one white collar crime in America today, Identity Theft.  More and more personal data is being comprimised each and every year.  If its too late and your credit has already been damaged then you are already on a long road to recovery.

Please email my office at expert@jimhogle.com  so we can get started on your case.  

I have over 15 years of credit and mortgage experience dealing directly with the consumers and underwriters.  I have reviewed thousands of credit reports in my career and I have first hand experience of how essential it is for the credit reports to be 100% accurate. 

This practical  experience makes me much different than credit experts who come from either an academic or employment with the credit bureaus background.  I have personal experience with the customers, underwriters, the credit bureau’s and credit repositories.  Not scientific, but real life credit applications. 

When you continually hear parents sob over being denied on student loans for their children, being denied for a fixed rate mortgage that may have saved the family home from foreclosure or even being denied employment all due to credit reporting errors, you then can understand credit in a way many others don’t.   No book or training manual can teach face to face financial credit issues and decisions.

I am fully qualified to provide reports and testify about:

• Credit Scoring
• The FICO component of credit scoring
• The credit dispute process
• The mortgage underwriting process and qualifications
• The damages that credit errors have or do not have
• FCRA, FACTA , FDCPA and Identity Theft
• Divorce, Bankruptcy, Foreclosure and Short Sales

I have no geographical restrictions.  Please email my office at expert@jimhogle.com  so we can get started on your case.    I look forward to serving you.